what is the best day to close on a house

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Closing occurs when you sign the papers that make the house yours. But before that magical (and often stressful) day arrives, a long list of things have to happen. This article will explain what you can expect during the closing process from the moment your offer is accepted to the moment you get the keys to your new home.

Also known as "settlement" or "escrow," closing is the day home buyers officially take ownership of a home. Here’s what to expect from the closing process.

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"The lender is required to give you the Closing Disclosure at least three business days before you close on the mortgage loan. This three-day window allows you time to compare your final terms and costs to those estimated in the Loan Estimate that you previously received from the lender." 3. Get your cashier’s check or wire transfer squared away.

This is the single best day to buy a house. By. Monday is the best day of the week to close a deal with an average discount of 2.3%. Thursday was the worst with prices averaging 1% below market.

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If youre purchasing a home with a loan, the closing of your loan (the time when your loan becomes final and the funds are distributed) and the closing of your home purchase (when you become owner of your new home) typically happen at the same time. Once the closing is complete, you are legally required to repay the mortgage.

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