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These are the ways student loans stop people from buying a house – Then came the bad. America. People’s monthly student loan payments can eat up a large slice of their income, threaten to push down their credit scores and make saving nearly impossible – all huge.
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FHA loans. FHA loans can be solid options for people with low credit scores because they have some of the most lenient qualifying requirements. The FHA will accept credit scores as low as 500 with a down payment of 10% or more. You will need a 580 score to make the minimum down payment of 3.5%.
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